Senior product manager

Description Balance is a fast-growing B2B payments startup revolutionizing how businesses offer net terms and credit lines. Our AI-powered payments platform enables companies to automate and scale their credit and payment operations, making B2B transactions as seamless as consumer payments. As a Product Manager at Balance, you will own and evolve core product experiences that power how businesses manage and optimize their financial workflows. You will lead cross-functional initiatives across engineering, design, sales, and customer teams to deliver scalable, reliable, and intuitive solutions. As part of our evolution, you will help shape AI- and agent-driven workflows that redefine how financial operations are built and experienced. You will drive product initiatives end-to-end, identify new opportunities for growth, and ensure alignment with business goals and regulatory requirements. Responsibilities • Own a core product domain, driving strategy, execution, and outcomes. • Collaborate with cross-functional teams including engineering, design, sales, and marketing to define requirements and deliver high-impact solutions. • Work closely with internal stakeholders and external partners to understand APIs, integrations, and system constraints. • Engage directly with customers and prospects to understand their workflows, validate solutions, and support enterprise conversations. • Translate complex business processes into simple, scalable, and user-friendly product experiences. • Define and ship AI-powered and agent-based product capabilities, both in customer-facing workflows and internal tooling. • Continuously monitor and improve product performance across both technical reliability and key business metrics. • Stay informed about industry trends, regulatory changes, and emerging technologies to identify new opportunities. Requirements • 4–6 years of product management experience in a product-centric company. • Experience in fintech or complex B2B systems, or strong ability to ramp quickly. • Strong technical fluency, with the ability to work closely with engineers on APIs, data flows, and system design. • Excellent communication and stakeholder management skills, including experience working with or presenting to enterprise customers. • Strong product sense and UX intuition, especially in complex workflows. • Curiosity and adaptability to work with AI-driven product development and agent-based systems. • Analytical mindset with the ability to use data to inform decisions and prioritize effectively. • Self-motivated and results-oriented, with the ability to operate independently and manage multiple initiatives.